Tax Return for HMO Landlords
Complete your Self Assessment in 8 minutes. Claim all your allowable expenses and submit directly to HMRC.
- Track room rental income
- HMO licensing support
- Utility expense tracking
- MTD-ready for 2026
Example Tax Calculation
Based on typical hmo landlords earnings £45,000/year
*Illustrative example based on 2024/25 tax rates. Your actual tax depends on your specific circumstances.
Allowable Expenses for HMO Landlords
Claim these tax-deductible expenses to reduce your tax bill
HMO Licensing
Council HMO licensing fees and renewal costs.
Tip: Keep licence documents and renewal receipts.
Utilities and Bills
Gas, electricity, water, council tax, and internet included in rent.
Tip: Track all utility bills separately.
Repairs and Maintenance
Property repairs, communal area maintenance, and decorating.
Tip: Repairs are deductible; improvements are not.
Safety Compliance
Fire safety equipment, gas certificates, and EPC costs.
Tip: Keep all safety certificates on file.
More expenses you can claim
How to File Your Tax Return
Follow these simple steps to complete your Self Assessment
Gather Your Documents
Collect income records, receipts, and expense statements
Enter Income & Expenses
Add your earnings and claim allowable expenses with our guided flow
Review Your Calculation
See exactly how much tax you owe with real-time calculations
Submit to HMRC
File your tax return directly to HMRC in minutes
Key Deadlines for 2024/25 Tax Year
Don't miss these important dates
5 April 2025
Tax Year Ends
Calculate your final income and expenses
5 October 2025
Register for Self Assessment
If this is your first year self-employed
31 January 2026
Online Filing Deadline
Submit your tax return and pay any tax owed
6 April 2026
MTD Starts (£50k+)
If your income exceeds £50,000, you must use MTD software
Late Filing Penalties
1 day late: £100 fixed penalty
3 months late: £10/day up to £900
6 months late: 5% of tax owed or £300 (whichever is higher)
12 months late: Additional 5% or £300
Plus interest on any tax paid late. Avoid these costs by filing early with QTax.
Frequently Asked Questions
Answers to common questions about tax returns for hmo landlords
Do HMO landlords need to register for Self Assessment?
Yes. If you receive rental income from an HMO, you must register for Self Assessment.
Can I claim HMO licensing fees?
Yes. HMO licensing and renewal fees are allowable expenses.
What about utility bills?
Utilities you pay and include in the rent are deductible expenses.
How is HMO income taxed?
HMO rental income is taxed as property income, with mortgage interest receiving a 20% tax credit.
Ready to File Your Tax Return?
Join thousands of UK hmo landlords who trust QTax for their Self Assessment